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Stack Different.

Your money.
Your grind.
Your rules.

Track every dollar, crush your debt, and build real wealth. The financial tool made for people who move with discipline.

256-bit
Bank-Grade Encryption
12,000+
Institutions Supported
Real-time
Transaction Sync
AI
Powered Insights

Everything you need to stack smarter

No fluff. Just the tools that move the needle on your financial game.

💳

Account Linking

Securely connect all your bank accounts, credit cards, and investments in one clean dashboard.

📈

Spending Tracker

Automatically categorize every transaction. See exactly where your money flows, no manual entry.

🎯

Budgets & Goals

Set monthly budgets per category and track goals like debt payoff, savings milestones, and spending limits.

🤖

AI Insights

Get personalized recommendations powered by AI. Duplicate charges, recurring costs, and savings opportunities surfaced automatically.

💰

Debt Crusher

Track every debt, bill, and asset. See payoff timelines, interest projections, and your real net position.

📊

Reports & Analytics

Monthly spending breakdowns, category trends, and visual charts that show your progress at a glance.

Three steps to stack different

1

Connect Your Accounts

Link your banks and cards securely through Plaid. Takes 2 minutes.

2

See the Full Picture

Your transactions, balances, and spending patterns — all organized automatically.

3

Stack & Grow

Set budgets, crush debt, and watch AI insights help you save more every month.

Friends reviewing finances together

Money moves, made together

StackThemChips isn't just a tool — it's a mindset. Built for people who take their bag seriously and want to see their circle win too.

  • Multi-tenant team support
  • Role-based access for your team
  • Custom branding per organization
  • Two-factor authentication
  • Invite-based onboarding

Simple, no-nonsense pricing

Start free. Upgrade when you're ready to go harder.

Starter
Free
For individuals getting started with their stack.
  • 2 linked accounts
  • Transaction tracking
  • Monthly budgets
  • Basic insights
Get Started
Team
$29 /mo
For households and teams building wealth together.
  • Everything in Pro
  • Up to 10 members
  • Custom branding
  • Admin controls
  • Dedicated support
Start Team

Got questions?

Absolutely. We use bank-grade 256-bit encryption and connect to your institutions through Plaid — the same infrastructure used by major fintech companies. We never store your bank credentials.
We support over 12,000 financial institutions across the US and Canada through our Plaid integration — including Chase, Bank of America, Wells Fargo, Capital One, and most credit unions.
Yes. Our Team plan supports up to 10 members with role-based access. Great for households, couples, or small teams who want shared visibility into finances.
Our AI analyzes your spending patterns, detects duplicate charges, identifies recurring costs, and surfaces personalized savings opportunities. Insights are refreshed daily and you can manually trigger a refresh anytime.
Yes. No contracts, no hidden fees. Cancel your subscription anytime and you'll keep access through the end of your billing period.

Ready to stack different?

Join the movement. Take control of your money, build real wealth, and never leave your bag unattended.

Create Your Account →

Let's connect

Have a question, partnership idea, or just want to chop it up? We're here.

hello@stackthemchips.com